Tackling Paper Clutter

This morning I am catching up on some of my own paper clutter using these techniques, originally posted in September 2012. 

Speaking at Multiple Births Canada National Conference, Oct. 2011

Since founding Simply Organized Life in 2005, the question I am most asked is "What to do with all those pesky paper piles?"

After a busy summer filled with lots of activities outside the home, I found myself with some sizable paper piles in my office. I made the piles go away and am only left with my current project folders on my desk. Here's what I did: 

1) Set Aside the Time

Being a professional organizer, I know how to handle paperwork and (gasp) actually enjoy it. However, several rounds of house guests and our busy summer schedule kept me away from my home office where the paper piled up. At the first opportunity, I scheduled time in my calendar to deal with the paper on my desk. 

2) Just Do It

Paper piles can be pretty intimidating. It is much easier (and more fun) to check your e-mail, surf Facebook or do just about anything other than sorting through the papers. What I find works for me is to set a timer for a short amount of time (say 15 minutes) and just starting dealing with the paper pile top down. If a bill appears, I pay it. If project papers appear, I schedule time in my calendar or create a project file. Most people can handle those types of action papers, but what about those pesky papers that you *might* need to refer to in the future? 

3) Put it Away 

Everyone needs a system for those little bits of paper that we want to refer to in the future. The thing is that if we cannot retrieve those papers when we need them, what is the point of keeping them? 

I utilize a combination of paper files, like the family binder I referred to in my "Get Organized for Back to School" post, and am slowly shifting to a paperless system for other things. For my children's artwork I either take a photograph or scan the items. These things are stored by month and year with our digital photos. For other things, like interesting magazine articles or websites, I scan and save to Evernote, which I can then search at a later date.  

Source:  www.evernote.com

Carolyn Anderson-Fermann is a public speaker, organizing expert and founder of Simply Organized Life. Carolyn will be presenting "Spring Clean Your Clutter" at Ann Arbor Rec & Ed. on May 10, 2013. Register now with Ann Arbor Rec & Ed. Please note that Carolyn was not compensated by any vendors for this blog post. 

Planning and Organizing Vacation Time

Photo Credit: Carolyn Anderson-Fermann

Most of us look forward to vacation time as a special time to explore new things and be with family. If we are not careful, planning and organizing a vacation can take on a life of its own. 

Here are some quick tips to help you plan and organize your limited vacation time:

1) Pull Out the Calendar

Take out your calendar (be it paper or electronic) and map out your vacation time, taking note of major holidays like Memorial Day and the 4th of July. If you have school age children, now is the time to figure out if your kids will attend some sort of summer camp. Many summer camps have already opened enrollment. 

2) Gather Information in One Place

Before you end up with one more paper pile, now is the time to set up a system for vacation related documents and articles. If you prefer paper, this can be a simple folder, hanging file or a three ring binder.

If you are trying to limit the paper in your life, an electronic application such as Evernote is a great repository for information. I started using Evernote over a year ago and find it really useful to scan in articles on places of interest. In planning our trip to Florida last year, I set up several notes in Evernote; including a packing list, theme park tips and links to recommended restaurants. This was much easier than lugging around a guidebook. 

3) Set a Budget and Start Booking

It is a fact of life that our vacation plans are limited by time and by money. Now is the time to set a vacation budget, start saving and start booking for the best rates. 

If you need a little extra help planning your time, please contact Carolyn to schedule a complementary telephone consultation and be your best in 2013. 

Carolyn Anderson-Fermann is a public speaker, organizing expert and founder of Simply Organized Life. Do you need to conquer the clutter in your closet? Carolyn will be presenting "Conquer Your Closet" through Ann Arbor Rec and Ed on Friday, March 15, 2013. Register with Ann Arbor Rec and Ed. 

Organizing Your Tax Papers

Tax time (and maybe spring) is right around the corner.

It is that time of year again, that many dread....tax time! 

This year you have until April 15, 2013 to file your taxes in the United States. Let's make 2013 the year that you do not have to file an extension.

For easy organizing of tax related paperwork, I recommend three basic files:

1) Annual Tax File

This can be as simple as a box or hanging file folder labeled "2012 Taxes". Employers and financial institutions are required to send financial statements (such as W2s and 1099s) by January 31st, while brokerage houses have a later deadline. While you are at it, make a file for 2013 as well, so you can place items inside (such as donation or property tax receipts) as they occur throughout the year.

2) Flexible Spending Account File

If you do not participate in a Flexible Spending Account (FSA) or similar program with your employer, skip ahead to item number 3. If you do participate in an FSA, be sure to organize and submit all of your claims before the grace period (typically 2.5 months) ends for your plan. This will prevent you from losing your pretax funds contributed to the account. 

3) Medical Expense File

This can be the most complex of the three tax files listed here, particularly if you have enough medical expenses to deduct from your taxes. There are many ways to organize a medical expense file. A three ring binder for each family member, organized by service date (i.e. the date you went to the doctor) is generally the easiest way. You can tally out of pocket expenses on paper in each binder or create an expense category using a computerized tool such as Microsoft Excel or Quicken.

If you have specific questions regarding taxes, always consult with a tax expert, such as a CPA. 

Carolyn Anderson-Fermann is a public speaker, organizing expert and founder of Simply Organized Life. Do you need to conquer the clutter in your closet? Carolyn will be presenting "Conquer Your Closet" through Ann Arbor Rec and Ed on Friday, March 15, 2013. Register with Ann Arbor Rec and Ed. 

Organize Paper Clutter

Who among us does not struggle to keep on top of paper clutter? An IDC survey from 2007 discovered that 95% of all information is still processed in paper form; with 45 sheets of paper being printed on average each day per employee (source: www.napo.net). 

It takes a great deal of determination and a few simple habits to conquer paper clutter at home and at work. Here are your new habits to implement:

1) Sort Daily

Take 5 to 10 minutes every day to sort through any paper that has come into your space. In the workplace, I recommend doing this at a set interval such as first thing in the morning, at lunch time or in your last hour at work. At home, I like to sort through the mail and the kids papers around dinner time. The idea here is to eliminate all the unnecessary items (i.e. junk) and deal with anything that takes two minutes or less. 

2) File Immediately

If your sort has resulted in items to file, such as monthly statements, go ahead and file those items immediately. This should take two minutes or less if you have the files set up already. If you do not have files set up, setting up a file should be part of your next habit, act weekly.

3) Act Weekly

This habit is primarily for the home, as work items will typically need to be acted upon according to deadline and priority. Set aside 30 minutes to 1 hour at least once a week to work on and eliminate your action items. If your schedule is flexible, you might opt for 15 minutes several times a week. Your action time might include paying bills, sending an RSVP or setting up files. 

If you need a little extra help getting a hold on paper clutter, please contact Carolyn to schedule a complementary telephone consultation and be your best in 2013. 

Carolyn Anderson-Fermann is a public speaker, organizing expert and founder of Simply Organized Life. Would you like to learn how to keep your family organized? Carolyn will be presenting "Organize Your Family" through Ann Arbor Rec and Ed on Friday, February 8, 2013. Register with Ann Arbor Rec and Ed. 

Pesky Paper Clutter

Speaking at Multiple Births Canada National Conference, Oct. 2011

Since founding Simply Organized Life in 2005, the question I am most asked is "What to do with all those pesky paper piles?"

After a busy summer filled with lots of activities outside the home, I found myself with some sizable paper piles in my office. I made the piles go away and am only left with my current project folders on my desk. Here's what I did: 

1) Set Aside the Time

Being a professional organizer, I know how to handle paperwork and (gasp) actually enjoy it. However, several rounds of house guests and our busy summer schedule kept me away from my home office where the paper piled up. At the first opportunity, I scheduled time in my calendar to deal with the paper on my desk. 

2) Just Do It

Paper piles can be pretty intimidating. It is much easier (and more fun) to check your e-mail, surf Facebook or do just about anything other than sorting through the papers. What I find works for me is to set a timer for a short amount of time (say 15 minutes) and just starting dealing with the paper pile top down. If a bill appears, I pay it. If project papers appear, I schedule time in my calendar or create a project file. Most people can handle those types of action papers, but what about those pesky papers that you *might* need to refer to in the future? 

3) Put it Away 

Everyone needs a system for those little bits of paper that we want to refer to in the future. The thing is that if we cannot retrieve those papers when we need them, what is the point of keeping them? 

I utilize a combination of paper files, like the family binder I referred to in my "Get Organized for Back to School" post, and am slowly shifting to a paperless system for other things. For my children's artwork I either take a photograph or scan the items. These things are stored by month and year with our digital photos. For other things, like interesting magazine articles or websites, I scan and save to Evernote, which I can then search at a later date.  

Source:  www.evernote.com

Carolyn Anderson-Fermann is a public speaker, organizing expert and founder of Simply Organized Life. Carolyn will be presenting "5 Habits for an Organized Office" at Ann Arbor Rec & Ed. on October 12, 2012. Register now with Ann Arbor Rec & Ed. Please note that Carolyn was not compensated by any vendors for this blog post. 

Organizing Your Tax Papers

It is that time of year again, that many dread....tax time!

This year you have until April 17, 2012 to file your taxes in the United States. With an extra day in February (yes, it is a leap year!) and two extra days in April, let's make 2012 the year that you do not have to file an extension.

For easy organizing of tax related paperwork, I recommend three basic files:

1) Annual Tax File

This can be as simple as a box or hanging file folder labeled "2011 Taxes". Employers and financial institutions are required to send financial statements (such as W2s and 1099s) by January 31st. While you are at it, make a file for 2012 as well, so you can place items inside (such as donation or property tax receipts) as they occur throughout the year.

2) Flexible Spending Account File

If you do not participate in a Flexible Spending Account (FSA) or similar program with your employer, skip ahead to item number 3. If you do participate in an FSA, be sure to organize and submit all of your claims before the grace period (typically 2.5 months) ends for your plan. This will prevent you from losing your pretax funds contributed to the account. 

3) Medical Expense File

This can be the most complex of the three tax files listed here, particularly if you have enough medical expenses to deduct from your taxes. There are many ways to organize a medical expense file. A three ring binder for each family member, organized by service date (i.e. the date you went to the doctor) is generally the easiest way. You can tally out of pocket expenses on paper in each binder or create an expense category using a computerized tool such as Microsoft Excel or Quicken.

If you have specific questions regarding taxes, always consult with a tax expert, such as a CPA. 

Carolyn Anderson-Fermann is a public speaker, organizing expert and founder of Simply Organized Life. On Friday, March 2, 2012 Carolyn will be presenting "Secrets of a Simply Organized Life" with Ann Arbor Rec & Ed. There is a $25 fee for this public event. Register with Ann Arbor Rec & Ed. 

Home Office Organizing Tips

Even if you do not own a business, nearly everyone needs a home office (or kitchen corner).

Last week, I wrote a guest blog for Entrepreneurial America titled "Home Office Organizing Tips for Solopreneurs". If you own a business, these tips will help you be a success in your chosen field. Non-business owners can glean a few tips for the home office as well.

Entrepreneurial America is a blog for those in business and contemplating their own business. It is edited by my good friend and former business school classmate, Amber Clark.

Insurance Paperwork Filing

Getting rid of items that are no longer needed is a key strategy to getting organized. However, sometimes it can be difficult to know what to toss when it comes to paperwork like insurance policies. These are the items that we tend to hang on to, citing "what if" scenarios.

The folks at Freedom Filer, a "self-purging" document storage system, say that it is generally alright to get rid of old insurance policies if you've received a new one, unless one of their following circumstances apply to you:

• If you have a claim pending, hang on to the expired policy and any related paperwork.
• If you think there may be a claim filed in regards to something that happened during the life of your old policy, keep the policy documents.
• For businesses, it doesn't hurt to keep all policy paperwork through the life of your business.

*Remember, always check with your CPA or attorney about what legal paperwork to keep and for how long.

Free Shredding on October 2, 2010

De-clutter with Recycle Ann Arbor this Saturday

Citizens and businesses are invited to bring up to 100 pounds (three banker boxes) of papers per vehicle to shred at no charge at the Recycle Ann Arbor Drop Off Station, 2950 E. Ellsworth Road on Saturday, October 2nd, between 9 a.m. and 2 p.m.

All papers will be recycled. Consumers are encouraged to bring their sensitive information to be shredded, including confidential documents, check stubs, bank statements, credit card offers, and old tax records.

The event is hosted by Washtenaw County and made possible by the generous donation of staffing and mobile shredding trucks from Allshred, a Toledo-based recycling company.

There will be a $3 charge for additional boxes of papers; however large quantities of papers will not be able to be handled at this public event. For more information, read the press release on Recycle Ann Arbor's website.

To learn about recycling and shredding events in your community, click on Earth911.

Organizing Medical Paperwork

Today one of my children went to the dentist for the first time. Thanks to Dr. Rice, Mickey, Kathy and Pam for making it such a wonderful experience for both of us!



Along with a visit to the dentist or doctor comes paperwork and sometimes lots of it! Here's what I do to organize the medical paperwork for my family:



1) Each family member has a three ring binder with their name on the spine. Mine is titled "Carolyn Health Care" and is stored alongside my husband's and children's binders.


2) We are basically healthy so one binder is sufficient for our medical, dental and vision records. I like to use Avery's write-on dividers that can be erased and reused, but you can use whatever you have on hand. Here are a couple of photos of my child's binder.


If you visit multiple doctor's or have a lot of medical paperwork, you might need several divider tabs or a binder for each doctor.


3) I organize the papers in reverse chronological order according to the date of the office visit with the dates highlighted in yellow. Sometimes the insurance companies will send explanation of benefit (EOB) paperwork with several visits on one sheet. In that case, I just take a copy or make a note of the coverage on the medical provider's paperwork.